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Why can’t credit cards verify my identity

But it might slow down the approval process.
You’ll receive a contact notification if we are in need of more information.
To verify your identity, Green Dot Bank will request Social Security numbers along with other personal information to ensure that customers are eligible to utilize the service.
Apple Cash services are provided by Green Dot Bank, Member FDIC, a regulated lender.
Green Dot Bank is required by federal law to verify the identity of its customers.

I would like to get a credit card to start out a credit history and such so that I can eventually purchase a house or car, etc. later on and not just piggy back off my parents my very existence.
Should I try to speak to my bank again about their reason behind declining me?
Should I just try and get a charge card from some place else?

They’ve said, send via registered mail instead of standard mail to make certain it gets there.
They’ve said call the credit bureau and inform them to look up your SSN, but needless to say it is all automated.
For security reasons, there’s a 10 minute time limit when filling out your activation request.

  • land line is often a verifying criterion for them it can’t last long or be good for business.
  • If this happens, next time you try to utilize the old device, you’ll have to verify your identity.
  • AnnualCreditReport.com is a great place to start, since those reports are truly free.
  • I thought this was because of the address being different.

If having a land line is really a verifying criterion for them it can’t last long or be good for business.
In the cellular phone age, land lines are optional and for lots of people have less utility than they’re worth.

When I called, the (overseas) CSR confirmed all of the info from my app.
All identifying info was correct, and reflects correctly on EQ.
CSR asked maybe once or twice whether my contact number was correct, which raised suspicions for me that there is something he wasn’t telling me concerning the importance of the telephone number.
I don’t think that using your mobile phone number has anything regarding it.
I always use my cell phone as my primary phone number in all credit applications.
Gerri Detweiler has been helping consumers find answers to credit questions for two decades.
As a noted expert on credit issues, she has appeared on The Today Show and Dateline NBC in addition to given advice to The New York Times, USA Today and Reader’s Digest.

correct, without the errors, and on all three reports.
GE randomly asked lexis nexis questions on the application.
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And if you have a transfer already happening, we’ll automatically resume it.

When you have been a victim of fraud, or are worried that you might be, you might want to consider placing a credit freeze on your own reports.
Once you request your reports online, the credit scoring agencies ask a variety of questions that only you should know.
Which should determine you’re the one requesting your personal report.
Sometimes it can be challenging to answer those questions, though, especially when they’re about debts you might have paid off in the past.
And one thing that often confuses consumers may be the proven fact that “none of the above” may also be the correct response to multiple questions.
It’s also smart to review your reports from each one of the three major credit scoring agencies.

It helps us combat money laundering, and keep everyone’s money safe.
Add another layer of protection to your credit by notifying lenders to take extra steps to verify your identity before processing new credit.
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I’ve seen a few possible soultions via google search, but they are all for people who curently have credit established, not for me personally who has never used credit.

I’m certainly not likely to pay $40 per month so GEMB can find me in some hidden registry.
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You may not add or receive $500 or even more altogether without verifying your identity.
You could also be asked to verify your identity ahead of this limit.
The bureaus now recommend a trusted cellular phone number you have had or could have for at least two years.
That way, you can answer it whenever a creditor is calling even though not at home.