Skip to content

What credit score do you need for the Chase student card

The Sapphire Preferred is a valuable travel credit card, and you need to have good credit to be approved.
But, additionally, there are Chase Sapphire application rules that one should also be familiar with.
This can make it somewhat tricky to be approved for the Sapphire Preferred or its premium sister card, the Chase Sapphire Reserve® .
Nowing the credit history needed for the best travel cards and also knowing how hard could it be to obtain the Chase Sapphire Preferred can provide you a leg up.
This short article will tackle both to provide you with the best information.

  • Popular credit cards like the Chase Sapphire Preferred® Card and Chase Sapphire Reserve® generally need a minimum credit history in the high 600s.
  • Chase won’t approve applications for certain bank cards if the applicant has already opened 5 credit card accounts within the last 24 months.
  • So let’s check out how credit scores work and what score you may want to obtain the Chase Sapphire Preferred credit card.

The Chase Freedom Student card’s coverage is wonderful for up to $1,500 per person and up to $6,000 per trip when an eligible trip is canceled or interrupted for a covered reason.
” Discover notes that there surely is no FICO history requirement for this card.
Many or all the products featured here are from our partners who compensate us.
This may influence which products we write about and where and how the product appears on a full page.
Here is a set of our partners and here’s how exactly we make money.
We believe everyone will be able to make financial decisions with confidence.

We think you have a much better chance if your score is above 720.
Your credit report is obviously an essential factor when trying to get a new credit card.
This is also true with the Chase Sapphire Preferred card.
There are three major companies that assess your spending and charge card history to make a credit report.
Banks do not rely on one among those companies’ reports but usually two or all three.

Just How Long Does It Try Get Approved For A Discover Student Credit Card?

Click to see this card’s rates, fees and how they compare to other cards inside our dataset.
The Chase Freedom Student card permits you to earn 1% cash back on every purchase you make.
As the Freedom Student earns Ultimate Rewards points, it’s a good way for new credit cardholders to test the program.
As well as the Ultimate Rewards portal, Freedom Student users may take benefit of perks like Chase Offers to earn extra cash back on everyday spending.
You can also get yourself a complimentary subscription to DashPass, DoorDash’s subscription services that delivers unlimited free deliveries on orders over $12, for three months.
From then on, you’re automatically enrolled in DashPass at 50% off for another nine months.

  • best option.
  • You can redeem rewards as a statement credit to cover the price of qualifying travel purchases — a straightforward way to reduce the price of going for a spring break vacation or buying a plane ticket home.
  • Since this card is made for students, you must show proof of enrollment as students when you apply.
  • Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions.
  • The bottom line is that the Chase Freedom Student credit card is an effective card, but not a great one.

We’re firm believers in the Golden Rule, which explains why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Editorial content from The Ascent is separate from The Motley Fool editorial content and is established by a different analyst team.
$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.

Is The Chase Freedom® Student Charge Card Application Process Lengthy? Can You Prequalify?

For the Ink Business Cash card, you’ll generally need good to excellent credit, meaning a score of 700+.
That’s because despite the fact that the Ink Cash is really a business card, like with to the Ink Business Preferred, Chase use your personal credit history when making its decision.
Our reporters create honest, accurate, and objective content to assist you make decisions.
To support our work, we have been covered providing advertising services.

MoneyGeek has partnered with and for our coverage of charge card products.
MoneyGeek, CardRatings and may get a commission from card issuers.
To ensure thorough comparisons and reviews, MoneyGeek features products from both paid partners and unaffiliated credit card providers that are not paid partners.
As your first or only charge card, the card’s high APR could be daunting.
If you don’t pay back your card in full each

Chase Freedom® Student Charge Card Review

Some cards may necessitate a specific range in order to get the perks that come with that card, like travel rewards or higher credit limits.
Lee Huffman spent 18 years in banking and investments and today uses that insider knowledge to write about credit cards, travel, and other personal finance topics.
Lee enjoys showing people how to travel more, spend less, and live better through the power of travel rewards.
This card offers other attractive benefits that many other student cards usually do not.
You’ll enjoy purchase protection and a protracted warranty on your eligible purchases.
While most credit cards need you to spend a certain amount to qualify for an additional benefit, the Chase Freedom Student card is different.

If you pay late or your payment is returned, you can also take on a penalty APR up to 29.99%.
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free usage of your latest score, real-time alerts, and more.