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What bank issues the reflex card

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who have to revamp their credit—assuming you are never late on a payment.
But know that you can find better options without any annual or other unnecessary fees.
The card is definitely an effective tool to build credit because the issuer reports your monthly premiums to the three major credit bureaus.

Synchrony supplies a few options that may bring about instant approval and immediate usage of your charge card number.
Assuming you have less-than-perfect credit, 1 possibility so you can get approved instantly and access your card number is securing a credit card issued by Comenity Bank.
It’s important to note, however, that although approval can be easier, there may be limitations on the use of store-branded cards in that these may be limited to purchases at the affiliated stores only.
Some instant approval credit cards have the additional benefit

  • If you’re approved, you have instant access to cash without having to offer up your personal cash first.
  • this post may contain references to products from our partners.
  • However, these cards, as much other credit cards for people with bad credit, include hefty fees and sky high interest rates.
  • Celtic Bank is really a reputable lender, and the Reflex charge card is really a quality option if you are looking to improve your credit score and plan to pay your bill in full every month.

ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted.
In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as for example FICO® Auto Scores and FICO® Bankcard Scores).
Your lender or

To Generate A Reflex Credit Card Payment

After making your first 6 monthly minimum payments on time, the around $1,000 credit limit doubles to $2,000.
The Surge® Platinum Mastercard® issued by Celtic Bank and serviced by Continental Finance, is an unsecured credit card targeted to people that have limited or poor credit.
The card charges an annual fee with a starting borrowing limit of at the very least $300 with a potential increase in as little as half a year.

Its biggest benefits are monthly reporting to the three major credit reporting agencies and free usage of your Vantage 3.0 score from Experian once you join e-statements.
The initial credit limit with this card ranges around $1,000 — but that’s not the full story, because of those aforementioned fees.
And if instead of bad credit what you genuinely have is average credit (FICO scores of at least 630), you then have a slew of options better than the Reflex® Platinum Mastercard®.
The agent was helpful and courteous and quickly got my answers for me.
I have been favorably impressed by Reflex since the beginning of our business relationship.
Just click on this button and proceed with your

Low Initial Credit Limit

Additionally, since the issuer considers alternative credit data in its approval decisions, it’s a great option for someone with limited credit but a good income and bill payment history.
The Capital One Platinum Secured CHARGE CARD is another secured credit card, however the refundable deposit amount is $49, $99 or $200, depending on credit history.
The variable APR of 29.99 percent is high, but all cardholders can be automatically considered for an increased credit line in as little as 6 months with on-time monthly premiums.
The major advantage of this credit-building card is that there’s no annual fee.

Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or elsewhere endorsed by any card issuer.
BestCards is an independent, Florida-based credit card comparison platform.
Many of the card offers that appear on this site are from companies from which BestCards receives compensation.
BestCards will not include all card companies or all card offers available in the marketplace.

Check the data near the top of this site and the bank’s website for probably the most current information.
Once we mentioned earlier, just about any credit card can provide instant approval if your credit matches the issuer’s criteria.
Whether you’ll have immediate usage of your card number, however, will vary greatly by the issuer.

Of course, there’s no guarantee you’ll be offered a $1,000 limit.
Additionally, your annual fee is immediately assessed and deducted from your own available credit.
This means if you’re assigned a $300 limit and a $99 annual fee, you’ll start off your card membership owing $99, with $201 open to spend – just two-thirds of the borrowing limit you may have expected.