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What are the best credit cards for students with no credit history

If you are getting ready to graduate this year, you’ll likely desire to consider your credit and credit card.
Activities fees, parking fees, orientation fees … adding charge card fees to the outflow of cash from your own pockets might seem such as a bridge too much.
The Petal® 2 “Cash Back, No Fees” Visa® Credit Card addresses the problem head-on.
The set of fees it doesn’t charge includes annual fees, foreign transaction fees and late fees.
This credit card can be an ideal choice for students who would like to earn rewards points on everyday purchases without credit score required.
You should always search for a student charge card with low interest to make sure you are getting the best deal on your own purchases.

  • While these cards are usually easier to get approved for than standard bank cards, applicants still have to meet some qualifications.
  • You can also qualify for a borrowing limit increase once you make five monthly premiums on time inside your first 10 months.

When traveling abroad or shopping online at a foreign store, having no foreign transaction fees (or international transaction fees) is vital for keeping costs low when extra cash.

Student Credit Cards Without Credit History

Though student bank cards tend to be a little easier to be eligible for than some other bank cards, you can find no guarantees.
If you’re concerned about qualifying, you might like to look for cards that allow you to prequalify without a credit check, which is helpful while you’re doing your research for credit cards.
Know that even if prequalified, you’ll typically still have to submit a full application, triggering a hard credit inquiry, before being approved.

You can also select a credit card that belongs to a Visa or Mastercard network, which includes broad international merchant acceptance.
For those who can use the AmEx and Nova Credit partnership to translate their credit file from different countries, the Blue Cash Everyday® Card from American Express is a good first credit card.
Its annual fee is $0 also it comes with solid cash-back rewards, a welcome offer and an introductory 0% APR period.
The Discover it® Student chrome is really a standout student charge card due to its no-frills rewards structure and student-friendly features.
Applications may require a couple of hours or days for processing and a card company may contact you for additional information.
It’s illegal to lie or bend the truth on a credit card application, but do provide as much information since you can to help the card company see you’re a responsible candidate.
Once issued, you need to get a card by mail and could in some cases get a virtual card number for use online immediately.

Bank Of America® Business Advantage Unlimited Cash Rewards Mastercard® Credit Card Review : Simple Cashback Rewards

College students could get cash back and other rewards through their student cards as well.
If you enjoy your student credit card, you can often get the credit limit increased and find yourself keeping the card for the rest of your life.