Go through our dedicated guide to the very best ways to earn plenty of IHG Rewards points for several of one’s options.
Further, those people who are big spenders can realize your desire to spend their solution to top-tier Diamond Elite status by spending $40,000 on the card in a twelve months.
IHG Rewards Platinum Elite status, earned after 40 qualifying nights or 60,000 qualifying points, comes complimentary to cardholders of the IHG Premier card.
If IHG is your hotel chain of preference, and you also stay at one of its hotels at the very least a few times per year, then the IHG Premier card may likely be very worthwhile for you.
There are several travel rewards cards vying for the attention, but one of my favorite cards is the IHG® Rewards Premier CHARGE CARD.
- The card can be a good option to keep long-term due to its many perks that can easily offset its modest $99 annual fee.
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Extensive Travel Coverage – Insurance policies like trip cancellation, baggage delay, and buy protection can save you from headaches in the event unforeseen situations happen.
Coverage for this benefit is bound to $500 per claim and up to $50,000 per cardholder.
For instance, if accidentally dropped your brand-new phone or laptop and broke the screen, you can file a claim to get it replaced if it had been purchased within the last 120 days.
You still need to keep liability auto insurance to cover harm to another person or property.
Up To $50 United Airlines Travelbank Cash Annually
Free Night Certificate and Fourth Night Free on Award Stays – The anniversary free night is the best advantage of having the card, and you may now fill up your certificate with points to book a more expensive hotel.
This free night certificate alone already offsets the $99 annual fee.
Plus, it is possible to save considerably on award redemptions with the fourth-night-free perk.
Card_name Earn $750 bonus cashback (75,000 points) after spending $6,000 in purchases within three (3) months of card membership approval.
I am assuming at the moment I could have both cards – and for both P1 and P2.
Then there’s the brand new business card and but I might be denied for having so many cards.
You can travel to NerdWallet’s roundup of best bank cards to get to observe how these options build up.
You’ll get another 6 points per $1 spent from the Platinum Elite status you’re automatically granted with card ownership, swelling your potential earnings with each IHG booking to a sky-high 26 points per $1 spent.
The main question to ask yourself before applying is whether you will be satisfied with your options within the IHG portfolio, whose brands include Holiday Inn, InterContinental, Crowne Plaza, Kimpton, EVEN Hotels and Indigo Hotels.
Someone seeking greater flexibility or different hotel options might fare better with either a general-purpose travel credit card or a different co-branded hotel card.
we’ll break down the full information on the Chase IHG hotel charge card, which is also the best credit card for Holiday Inn hotels.
Cardholders also get a fourth night free on point stays of three or even more consecutive nights.
Historical Offers Chart
Note that these values take into account general travel spending online, not spending at IHG hotels and resorts.
If you’re a loyal IHG guest and you also use your card to book your hotel stays, you might see a much larger return on your own spending.
It’s also important to note that you obtain a free night’s stay each year on your cardmember anniversary, and the value of this free night isn’t considered in the amounts above.
This perk virtually pays the annual fee in addition to the reward anniversary night.
It was previously you could only get a fee credit for TSA PreCheck and Global Entry access if you owned a premium travel credit card having an annual fee of $450 or higher.
Credit card warranty protection adds up to yet another year of coverage for eligible purchases on manufacturer’s warranties up to 3 years.
This is the significant improvement compared to the card’s previous earning rate of 1 1 point per dollar, making the IHG Premier Card excellent for everyday spending.
You can get a fourth night free when booking a hotel stay of four nights or even more with points.
For example, if the hotel costs 25,000 points per night, and you are staying 4 nights, it could only be 75,000 points in total.
No, the everyday spending bonus categories aren’t much to get excited about.
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So right before the new changes were announced, I downgraded our Premiers to the Traveler to avoid the annual fee.
I’ll absolutely product change them back up once the changes take effect.
The no-fee IHG traveler is also benefiting from increased bonus categories (3x on utilities streaming and dining) which are an excellent value for a no annual fee hotel card.
IHG will be launching a fresh business card that apes 95% of the Premier card features, like the ability to top up the free night certificate, but without 5/24 impact.
Premier Credit Card), your points won’t expire — otherwise, IHG points normally expire after 12 months of account inactivity.
If you’re thinking about booking a stay at an IHG hotel nevertheless, you don’t want to tie you to ultimately one hotel brand, you can think about the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve® instead.
That’s because both of these cards earn Chase Ultimate Rewards® points that you may transfer to the IHG Rewards program to book hotel stays — and you get access to 13 other transfer partners (including Hyatt and Marriott) aswell.
Fourth-night Reward Perk
Put simply, your score should be at the very least 670 (preferably above 700) so you might have the best potential for approval.
The IHG Rewards Premier Credit Card can be quite a great choice if you’re a loyal IHG traveler, but there are other comparable cards if that doesn’t sound like you.
Points can likely stretch further if you choose to stay at a less-expensive property, but, again, this can vary from property to property sufficient reason for the method of rewards redemption.
In most instances, utilizing a mix of points and cash is less valuable than using points only.
IHG Rewards Premier points never expire so long as the account is active, and there’s no limit to how many you can earn, providing you the freedom to accrue as many points as possible and redeem them for rewards that produce sense for you personally.
A canceled credit card will remain on your credit file for 10 years.