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Is the Citi card worth it

You can transfer your points into 10 different frequent flyer programmes (FFPs), plus into IHG points on the hotel loyalty side.
The Citi Rewards card comes with an annual income requirement of $30,000 for some applicants, an accessible entry-level threshold for Singaporeans and Permanent Residents, rendering it widely accessible.

so ensure that you pay attention to how exactly to earn bonus points from your issuer after trying to get a card.
The Chase Sapphire Preferred® Card is called among the finest travel credit cards that you can buy.
The card includes a valuable 80,000 Ultimate Rewards® points bonus after cardholders spend $4,000 in the initial three months.
In addition, the card has travel insurance, partner benefits with DoorDash, Lyft and Peloton, rental auto insurance, broad spending categories and several domestic transfer partners like United and Southwest.
The Citi Premier® Card is a solid rewards credit card that comes with various benefits targeted at travelers.
It earns bonus points on a broad selection of popular spending categories, does not have any foreign transaction fees, comes with a yearly hotel credit and more.
If you travel at least a couple times a year, this credit card will probably be worth it to you.

Citi Premier Charge Card Benefits

The card is technically a cash return card, but it earns rewards as Citi ThankYou points.
Like many other charge card rewards programs, it is possible to book travel directly on the Citi ThankYou portal, so you could steadily earn rewards on the Citi Custom Cash to use for travel.

  • Any opinions, analyses, reviews or recommendations expressed in this post are those of the author’s alone, and also have not been reviewed, approved or elsewhere endorsed by any card issuer.
  • Now, you could be wondering how the Citi Premier Card stacks against other popular rewards cards.

It offers an excellent earning rate of 3X points at restaurants, supermarkets, gas stations, air travel and hotels; and 1X points on all other purchases.
However, earning rewards points, and then figuring out how and where you can best redeem them, isn’t for everybody.
If you like simpler rewards, a cash return card like the Amex Blue Cash Preferred may be an improved choice.
In addition to being a cash back card, the Citi Double Cash functions as a balance transfer credit card.
The 18-month 0 percent introductory APR offer on balance transfers (18.99 percent to 28.99 percent percent, variable, APR after) is one of the longest available balance transfer periods.
If you take advantage of the offer, you’ll still pay the greater of $5 or a 3 percent intro balance transfer fee.

Citi® Double Cash Card Vs Discover It® Cash Back

When discussing mid-range bank cards that earn transferrable points, the Chase Sapphire Preferred® Card is just about the first card that involves mind for most.
The card offers lots of great benefits, bonus points on dining and travel, and valuable travel and buy protection.
You can find no bonus categories, so all purchases qualify for the same quantity of earning power sufficient reason for no cap on rewards, there’s no limit to the rewards that may be earned.
Rewards are not earned on transfers of balance, payday loans, account fees, interest or on items which are later returned.

  • [newline]It doesn’t include traditional card benefits like purchase protection or extended warranty coverage.
  • This makes it an excellent option for those who have to consolidate high-interest debt from other cards.
  • When discussing mid-range bank cards that earn transferrable points, the Chase Sapphire Preferred® Card is probably the first card that involves mind for most.

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And also when you’re not earning bonus points, you’ll still earn 1X points on all other purchases.
Citi ThankYou Points are rewards points you earn for spending with select Citi cards, like the Citi Premier Card.
It is possible to redeem your points for several forms of options, like cash, gift cards, travel, and much more.
ThankYou Points are usually worth one cent per point, though you could easily get more value if you transfer them to visit partners such as major airline and hotel loyalty programs.