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Is Citi Double Cash Card hard to get

There’s no guarantee that a welcome bonus will ever return — they have been few and far between.
There is absolutely no hassle so long as you pay the minimum fee every month (go to the Citibank login right away and set up autopay), letting you accrue some quick cash if you need it.

Further, if you hold a premium Citi card just like the Citi Premier® Card, you can pool and transfer your points to Citi transfer partners at a heightened value.
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And we’ve determined that it’s one of many top choices as an everyday spending card because of its steady return on every purchase you make.
Using a 0% APR credit card for balance transfers can save you money if you are carrying high-interest debt on other cards.

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Citi® Double Cash Card Review

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Card arrived on 21st day also it was the initial one apparently and cannot register with it.
Rates are subject to change; unless otherwise noted, rates are updated periodically.

  • Together with the Double Cash card, Citi supplies the Citi Simplicity card, that is a good choice for transfers of balance.
  • Usually a credit history of 700 or more will qualify you for a Citi Double Cash card.
  • Luckily, you’ll have 60 days to redeem your rewards once you voluntarily close your account or it closes due to inactivity.
  • Approval Odds serve as helpful information to help you find the appropriate credit card and can never affect your credit score.

The Citi® Double Cash Card is a practical cash back charge card that makes it easy to earn rewards and practice financial responsibility without the fuss of tracking rotating categories.
Its two biggest features are its flat-rate rewards, which outclass a great many other flat-rate cards, and a generous intro APR offer on balance transfers.
The Citi® Double Cash Card – 18 month BT offer credit card offers 0% on balance transfers for 1 . 5 years.
Afterwards, the (Variable) APR will undoubtedly be 18.99% – 28.99%, predicated on creditworthiness.
To be eligible for this perk, the total amount must be transferred to the Double Cash card within the initial four months of card membership.
And it’ll be subject to the $5 or 3% balance transfer fee (whichever is greater).
Another cashback card to look at is the Chase Freedom Unlimited®.

It doesn’t come with traditional card benefits like purchase protection or extended warranty coverage.
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Unfortunately, the Citi Double Cash doesn’t offer a 0 percent intro APR on purchases.
So, if you’re looking to pay off a large purchase down the road sans interest, you’ll desire to pull out another credit card.