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Is Amex BCP hard to get


ShopRunner offers you free two-day shipping at checkout once you shop with over 100 online merchants.
The card has a $95 annual fee following the first year, which may be a deal breaker for cost-conscious people.
Improve earnings, maximize rewards and track progress toward dream trips.
While a prestigious card with premium rewards that match some perks offered with luxury cards, it isn’t made of metal.

  • Cardholders receive a discount when purchasing a new vehicle from participating dealerships.
  • On that scale, a credit score between 670 and 739

I personally usually do not spend enough money to create BCP worth it if you ask me just yet so I would likely choose CCC, USB Cash+, BOA Customize, etc for a similar cash return structure.
I really was wondering if the card came with other perks to offset the cost.
$300 SUB no AF for the first year is pretty great, effectively free for 4 years.
Saving you money in other ways might definitely offset AF imo.

Chase Sapphire Preferred® Card

And other premium cards, nonetheless it does offer a handful of helpful perks.
Platinum Card Concierge— The concierge may perform select services at your request, like purchasing event tickets, making dining reservations, general travel-related inquiries, and shopping requests.
Your elite status isn’t just limited by hotels, as you’ll also receive status with Avis, Hertz, and National for the rental car needs.
Earning points, or cash-back, is another important component when evaluating the value a card can offer you.
The welcome bonus for the Amex Platinum card can range from 100,000 to 150,000 Membership Rewards points.

They include specific things like the ease of application, simplicity of the rewards structure, the likelihood of using certain features, and whether a card is well-suited to everyday use or is most beneficial reserved for specific purchases.
Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration whenever a consumer is selecting a credit card.
Considering the rewards at U.S. supermarkets alone, you’ll need to spend about $31 weekly for the reason that category to break even on the annual fee.

Card From American Express

As soon as you reach that threshold, it is possible to redeem your rewards for a statement credit, gift card or merchandise purchase. is an independent, advertising-supported comparison service.
The offers that appear on this site are from companies from which receives compensation. does not are the entire universe of available financial or credit offers.

The $100 Statement Credit will be posted to your account within 8-12 weeks after the Purchase Requirement is met.
Please call the quantity on the trunk of the Card if the statement credit has not posted after 12 weeks from the date once you met the Purchase Requirement.
The close of the calendar year is December 31, without regard to the time of the entire year that the account is opened.
Because of this for the initial year of Card Membership, the Card Member’s eligibility period for the $100 Statement Credit may be less than a year.
The benefit is available to the essential Card Member; however, eligible purchases created by Additional Card Members will contribute to the Purchase Requirement.
Eligible purchases to meet up the Purchase Requirement are for goods and services minus returns along with other credits.
Note that the $100 Statement Credit received during a calendar year may be reversed if the eligible purchases are returned/cancelled, or if you take part in abuse or misuse in connection with the benefit .