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How to get approved for Navy Federal Credit Union credit card

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The Navy Federal Platinum card is wonderful for balance transfers nonetheless it will not earn any reward points.
If you are thinking about free travel or cash back, I recommend different cards.
No foreign transaction fees is an essential benefit on your cards once you serve in the military.

  • Lenders consider how long you’ve been employed being an indicator of stability of income.
  • The starting APR is a bit higher than some of the other Navy Federal credit cards, but if you are searching for cash back on your own regular expenditures, this card is actually a perfect fit for you.
  • We need the final four digits of your social security number to run a soft credit pull.
  • That is a card typically available to those with
  • Bankrate has partnerships with issuers including, but not limited by, American Express, Bank of America, Capital One, Chase, Citi and find out.

other benefits, to greatly help its members get their finances in order this summer.
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Beyond the generous intro offer, the card doesn’t have much else to offer.
Although it does offer supplemental cellular phone protection in the event that you pay your bill with the card, you can find no rewards, welcome bonus or other lucrative perks to create this card a wallet staple beyond the introductory period.
In 1954, the credit union changed its charter again to open membership to Navy and Marine Corps officers everywhere, no matter geographic location, and changed its name to Navy Federal Credit Union.

Just A Second We’re Matching You With Personalized Offers

The Navy Federal Credit Union® Platinum Credit Card offers Navy Federal’s lowest starting APR at only 6.74% on both purchases and transfers of balance for qualified cardholders.
This lower rate can save you a huge amount of money when paying down larger purchases or even when you use your card frequently.
You also save money because there are no annual or foreign transaction fees.
There also aren’t any balance transfer or advance loan fees.
The Navy Federal Credit Union® nRewards® Secured Credit Card is generous with its credit requirements, so it’s a great credit card for all those with bad credit.
As a secured card, it does require a deposit of at least $200 to open a merchant account.

The Navy Federal Credit Union privacy and security policies do not apply to the linked site.
We need the final four digits of your Social Security number to run a soft credit pull.

Navy Federal Business Credit Card Faq

New cardholders get access to an introductory 1.99% APR on balance transfers and purchases made with the card for six months after account opening with this particular offer, which expires Aug. 31 (after 9.90%–18.00%, variable).
The Navy Federal Platinum Card is a worthy option for anyone with average credit on the hunt for a balance transfer card.
But if your overall credit profile is strong, turn to a card that offers a longer introductory period or one that you’ll desire to use long following the promo APR offer expires.
If you’re a veteran entrepreneur, or elsewhere run your personal business as a Navy Federal member, these services may be able to help.

For example, you won’t pay a balance transfer fee and there no foreign transaction fees on purchases made outside the U.S.
When you’re prepared to have a stand against your high-interest charge card balance, utilizing a balance transfer card could be a savvy decision.
But when you’re faced with twin obstacles of both debt and a fair credit score, your charge card choices become limited.
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and excellent rewards.
new credit card, they are the very best Navy Federal Credit Union bank cards for the military family.
Despite the fact that it’s accessible to people that have average credit, it packs a balance transfer offer that can save money upfront while you make strides towards your goal of knocking out debt.
There’s no annual fee, no balance transfer fee and you’ll get 0.99% intro APR on the total amount transfer for 12 months.

are worth $200 in value and can be redeemed for travel, cash, merchandise or gift cards — after spending $2,000 within the first 90 days of account opening.
This offer, available through Aug. 31, lets new cardholders earn 30,000 points, representing a value of $300, after spending at least $3,500 within 90 days of opening your account.
There’s also an introductory 1.99% APR for purchases made with the card in the first six months (after, 10.24%–18.00% variable).
If you simply can’t afford a security deposit at all, some alternative credit card options could work for you.
Or visit NerdWallet’s roundup of top bank cards to get to see more options.
Cards designed for those with less-than-good credit don’t always offer rewards, but the Navy Federal Credit Union® nRewards® Secured Credit Card does.
You’ll earn one point for every net purchase you make on the card, and there is no limit on the rewards you can earn.

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Individuals who are being sponsored by a current credit union member should also provide information regarding their sponsor.
This includes the last four amounts of the sponsor’s Social Security number and a credit union Access Number.