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How do I pay my Bank of America credit card by phone

for an average household to net at the very least $300 or so in rewards with this particular card.
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  • Because the second biggest U.S. bank by assets, Bank of America has the size and clout to serve a lot more than 66 million consumers and small business clients.
  • You’d then be free to continue enjoying the club’s low charges for further purchases and to earn 1% cash back on them.

If you want to set up a payment to your Bank of America credit card using another financial institution’s checking or money market account, you can even set this up using our optional Bill Pay service.
Once you add someone being an authorized user on your own charge card, they’ll get credit for your entire payment history — including the time before they were on the account.
Their credit may also be influenced by the account’s credit utilization, meaning the percentage of available credit being used.
You may choose to add your partner being an authorized user on your own card to make it better to track your collective spending together, especially if you share finances.
Similarly, a parent might choose to add their teenage or adult children on the card to utilize for regular spending or for emergencies.
However, most people elect to add a certified user with their account to benefit the other person’s credit history.

Bank Of America Customized Cash Rewards Credit Card Review

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  • Those in the Platinum tier, having an average balance of $50,000 to $99,999, get a 50% rewards bonus.
  • Information regarding payment methods are available on the reverse of your monthly statement.
  • Customers in the Gold tier, which requires a Bank of America personal checking account or Merrill account with a three-month average balance of $20,000 to $49,999, get a 25% rewards bonus.
  • Read our full Bank of America Business Advantage Customized Cash Rewards Mastercard credit card review or jump back to offer details.

of the posting date; however, some of our partner offers may have expired.
Please review our set of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.
Bank of America makes it simple to add a certified user to your charge card.
Here’s how exactly to add someone to your account, and some things to consider before you do.

Who Should Get A Bank Of America Credit Card?

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And affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

Shelling out for travel and dining earns you 2 points per dollar, and the card comes with a nice suite of travel perks.
Preferred Rewards clients score an extra 25%-75% cash back bonus.
Bank of America can assist you with a domestic emergency cash transfer if you need cash from your own debit card immediately, such as if your card is lost or you are still waiting for your card to arrive in the mail.
You can speak with a Bank of America customer representative by calling among the phone numbers listed in the Additional Information section of the page.
Visit Bank of America’s website and select Fee Information for information regarding emergency cash transfer fees.

Bank of America® credit cards come with a range of benefits, including fraud protection, purchase protection, and extended warranty benefits.
All cardholders have free monthly usage of their FICO credit history through TransUnion.
Cash return rewards and travel points are an easy task to redeem, and many of the cards include attractive 0% introductory APR offers.