A service called Cash Pickup Powered by Ria is available at Walmart, and lets you take out up to $2,500 in cash at one time. In addition, you can send and receive money for free between any members, which is helpful in times when you need to split bills. [newline]If you’re looking for a good alternative to banking but are tired of being hit with fees, then the American Express Serve® Card could be a great option for you. It will take approximately hours for your funds to be available on Serve after your refund has been released by the IRS. American Express does not have information on the status of your refund.
You can transfer funds online by logging into your Serve account and going to the “Money Out” section. There, you can link a bank account and transfer funds. They will close your account without explanation and block you from calling them as they did me 1 day before my direct deposit. Available on both Apple and Android devices, the American Express Serve App makes it a piece of cake to check on your account while on the go. You can quickly view your available balance, your transaction history, and detailed information about each of your transactions.
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If you go to 10 stores, you’ll run into two that won’t take your American Express card. Finder monitors and updates our site to ensure that what we’re sharing is clear, honest and current. Our information is based on independent research and may differ from what you see from a financial institution or service provider.
- So if you need to meet a lot of minimum spending requirements, Serve with Softcard could be a better option for you.
- And you can create sub-accounts for your partner, kids, babysitter, or anyone you’d like.
- American Express Serve is a reloadable prepaid account that can provide a great way for you to get access to your eligible IRS refunds.
- Here is an outline of the fees that you will see and what types of actions will incur them.
- difference between a prepaid debit card and a traditional card.
However, folks have reported that trying to load more than $500 in 1 day at Family Dollar with a gift card results in the 2nd transaction being declined! This Flyertalk thread has a lot of good information on the Family Dollar situation. Many folks have been switching to Serve now that Family Dollar allows loading with PIN-enabled gift cards. These ratings and reviews are provided by our users. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it. You can add cash to your Serve Card at over 45,000 locations including CVS/pharmacy®, Dollar General®, Family Dollar®, Rite Aid®, Walmart® and participating 7-ELEVEN® locations for a $0 fee. A fee for loading varies by location and can be up to $3.95 at other locations.
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If you receive a direct deposit, add more than $500 to your account, or have your card in Softcard (a device that lets you pay with your phone), the fee is waived for that month. Serve cards are among the most affordable prepaid cards available, and they’re packed with useful features, but they don’t come without downsides. Amex cards are accepted at countless online and brick-and-mortar merchants, but some retailers choose not to accept them because of the transaction fees.
However, if you have a checking or savings account with a bank or credit union, you can opt to have your tax refund direct deposited into your account. With both cards, you can access part of or all of your paycheck up to two days before payday when you enroll in direct deposit. But most folks are interested in Softcard because it increases the online debit card and AMEX credit card load limits to your Serve account. Normally, you can only load $200 per day and $1,000 per month using a debit card or AMEX credit card. Once you register your card online, you’ll get a permanent card in the mail in 7 to 10 days. You can use the temporary card, but you won’t have access to many Serve features like bill pay and credit card loading online.
- While many prepaid cards can really hit their holders with fees, the card is a pleasant surprise in that it offers a lot of free attributes along with some nice additional benefits.
- including CVS/pharmacy®, Dollar General®, Family Dollar®, Rite
- If you do, you’d have to spend more than $795 on the card each month to make up the monthly fee difference.
- It wasn’t my fault that the parts I needed for my were not available.
- You can create sub-accounts for family members or other folks you need to pay on a regular basis.
- Many or all of the products featured here are from our partners who compensate us.
Reloadable Prepaid Account — the account comes with a card that can be used in store and online virtually anywhere American Express® Cards are accepted. Add funds with free direct deposit, free cash reloads at over 27,500 locations, and free mobile check deposit.
The terms “you” and “your” refer to the person who receives the Card and/or the person who uses the Card. Because the Serve card is an American Express branded card, it is accepted wherever American Express is accepted. In everyday use, there should be no difference between a prepaid debit card and a traditional card.