A legitimate debt collector has to send you a validation notice about your debt within five days after they first contact you. If someone pressures you and threatens to report you to law enforcement, that’s a sign of a scam. Telling you to pay with a prepaid card is another sign of a scam. You can report that information to the FTC at /Complaint.
You can read about Pell Grants to learn if you might owe a debt or not. If someone is calling you about a debt you don’t owe, follow the steps in this blog. You can also report problems to your state attorney general and the attorney general in the state where the business is located. This page lists all state attorneys general.
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If you get a collection call about a debt you don’t recognize, you can ask who is calling. If you know you owe a debt, call your creditor to see if it is working with a collector. You can dispute some or all of the debt with the collector. Learn more at ftc.gov/debtcollection. The US Department of Education has information about Pell Grants.
- Learn more at ftc.gov/debtcollection.
- If you get a collection call about a debt you don’t recognize, you can ask who is calling.
- If someone pressures you and threatens to report you to law enforcement, that’s a sign of a scam.
- The information you give goes into a secure database and is used by the FTC and other law enforcement agencies nationwide for investigations.
- You can read about Pell Grants to learn if you might owe a debt or not.
- This page lists all state attorneys general.
The information you give goes into a secure database and is used by the FTC and other law enforcement agencies nationwide for investigations. Your reports are shared with law enforcement agencies and may be used for investigations.