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Earn Chase Ultimate Rewards® on everyday purchases and redeem for travel, cash return and more.
See all our rewards credit cards and choose one that’s right for you.

  • Before deciding if one of these cards is a wonderful fit, it’s a good idea to consider
  • These Chase credit cards offer 0% introductory APR periods on transfers of balance.
  • All the while, you’ll earn 5% cash return in quarterly categories, 3% on dining and at drugstores, and 1% on everything else.
  • The card also offers 5% back on travel booked through Chase, 3% back on drugstore purchases and on dining at restaurants, including takeout and eligible delivery services, and 1% back on all the purchases.
  • Chase says on its FAQ page that balance transfer requests can take anywhere from seven days to 21 days to process.

If you carry out your transfer within 60 days of account opening, you should pay 3% of the transfer amount or $5, whichever is greater.
For transfers that post following the 60 days, those fees increase to 5% of the transfer amount or $5.
Further, Chase bank cards with no balance transfer offers charge 5% of the transfer amount or $5, the greater of the two.

What Are Charge Card Cash Back Rewards?

you will receive now and the rate you’ll receive later.
For those who don’t pay off the total amount prior to the end of the 0% APR period, you need to understand how much the regular APR will definitely cost.
Even with the longest balance-transfer periods, you have less than two years to cover your balance down to $0.
If you can be eligible for a personal loan at a better rate than what your present card has, you can pay off your financial troubles in even installments over the course of a couple of years.

The Citi Simplicity® Card extends one of the best offers in this category.
If you be eligible for a balance transfer offer, seize the chance to pay off as much debt as possible before the promotional financing period expires.
A balance transfer can assist you pay off debt and save money when you transfer balance to a card with less interest rate for a precise time.

How To Improve Your Chances Of Approval For A Balance Transfer

Some cards offer a lot longer 0 percent intro APR periods than others, and you’ll be able to find an intro offer for purchases, among other benefits.
Like most issuers, Chase doesn’t allow cardmembers to transfer a balance in one Chase credit card account to some other.
In case you have debt on a Chase credit card that you want to transfer at 0 percent APR, you should select a balance transfer charge card from another issuer.
You can get on your Chase account to see if the balance transfer has taken place.

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  • 3% CASH RETURN at U.S. gasoline stations, on around $6,000 per year in purchases, then 1%.
  • Get $7 back every month after making use of your Blue Cash Preferred Card to spend $12.99 or more every month on an eligible subscription to The Disney Bundle, which include Disney+, Hulu, and ESPN+.
  • This information could be different than everything you see when you go to a financial institution, company or specific product’s site.

same to repay a personal loan.

If you have several Chase credit account, select which you’d like to make the transfer to and complete the information for that account, including how much you’d prefer to transfer.
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values and assign more favorable ratings to cards that offer superior consumer value.
We also assign value to sign-up bonus offers and their initial spending requirements, when present.
This card has one of the best earning structures out for among cash-back bank cards.
$200 online cash rewards bonus after you make at least $1,000 in purchases in the initial 3 months of account opening.
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If you’re searching for the most time to spread out debt repayment, this is your card.
It advertises one of many longest 0% balance transfer APR deals out there at this time, which lasts 1 . 5 years.
For the time being, you’ll earn 5% cash back on up to $1,500 in purchases in whatever bonus spending category you activate each quarter.
Once you’ve reached the $1,500 limit, rewards automatically revert to 1% for subsequent purchases.
The card starts you out with a welcome bonus offer of just one 1.5% cash return along with regular earning on everything you buy around $20,000 spent in the initial year (worth around $300 cash back).

Remember that your Chase card’s credit limit includes a direct bearing on the amount you will be able to transfer in one or more cards.
When requesting a balance transfer, you’ll need to provide information on the card involved.
You can’t work with a balance transfer with Chase to repay other Chase credit cards or loans.
You need to be transferring a balance from non-Chase credit cards to a Chase card.
If you’re looking to consolidate bills and gain extra