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Are Vanilla prepaid cards already activated

This item is offered by among our Exchange Plus Partners – a reliable, third party paired around who ships directly to you when you order on See the Retail Locations page on the company’s website for a comprehensive set of locations where these cards can be bought. In the function your card is lost or stolen, a $6 replacement fee will be assessed. For a fee of $9.95, you can also elect to close the card, liquidate the balance and receive a paper sign in the mail. In the event your card is lost or stolen, it is possible to contact customer care to request an upgraded.

The amount of money deposited or “loaded” onto the card represents the card’s credit limit—that is, how much can be charged onto it. Once the balance on the card have been exhausted, the card is worthless, unless more funds are deposited onto it. In fact, a prepaid debit card can be utilized repeatedly, so long as the cardholder keeps adding money to the card. Vanilla Visa Gift Cards can be used online and anywhere in the United States or District of Columbia where Visa debit cards are accepted.

Went to go check out online, but the number in and it said, ‘there’s a problem with this particular card,’” explains Herring. She believes conscious consumption is everyone’s responsibility and that content deserves integrity. The merchant will handle the return like any other Visa transaction and could put the funds back on your card. The issuers determine the most of money a Visa Gift card can take. The Vanilla PREPAID CREDIT CARD used to be a good option for short-term spending, though it’s lost a lot of its allure.

These prepaid gift cards function like debit cards. When swiping your card at the idea of sale, it is possible to select ‘debit’ and enter your PIN number or select ‘credit’ to create a purchase. Vanilla Visa gift cards may be used for in-store, mail, and phone transactions. It could be redeemed at different online and physical shops that accept Visa debit cards. The PerfectGift Visa® Gift Card and the Virtual Visa Gift Card are issued by Sutton Bank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

Many Complaints About Vanilla Visa Gift Cards Not Working

However, it also can’t be used to withdraw money from ATMs, and doesn’t offer any sort of benefits or cashback bonuses from purchases. When a cardholder is in possession of an inactive gift card, we ask for proof purchase (receipt or gift receipt). Leslie’s mom bought her Vanilla Visa card from Walmart but the retailer told her it couldn’t help because it wasn’t their product. And it really is unclear if her gift card ever endured money on it or if the amount of money was somehow stolen before she received it.

We hear about gift card fraud, scams, and thefts frequently but it’s not clear that is what is happening with Vanilla Visa gift cards. One thing is clear, a whole lot of individuals said they can’t utilize the cards these were gifted. This company is a scam, please, usually do not waste your money to get it. I received this gift card of $50 two weeks ago and tried with multiple store, it generally does not work and you may not be help by their customer service.

I purchased Vanilla prepaid gift cards for over a decade, for travel, reservations, restaurants, gift giving, online shopping, groceries, and much more. They are acceptable at any location accepting VISA. I have already been totally satisfied with the ease from purchasing and activation, to making purchases. Great solution to protect your personall accounts from scammers and I have an online record of my purchases.

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It’s just the same as paying together with your debit card. You’ll just want to make sure your gift card has already been activated. When you’re prepared to check out keep your Visa card handy and then, in the online form, fill in your 16-digit card number, expiration date and CVV number. You’ll want to ensure that your gift card’s balance is enough to cover the quantity of your purchase.

  • It can be redeemed at different online and physical retail stores that accept Visa debit cards.
  • As mentioned earlier, an activation fee may apply.
  • You may use this gift card to shop online, in-store, or by phone.
  • Instead of the Vanilla PREPAID CREDIT CARD, Canadians are much better off obtaining a low-fee credit card that offers them benefits and doesn’t carry pesky activation fees.
  • When you contact the Better Business Bureau, they not only keep an eye on your issue, they try to assist you to resolve it.

Vanilla Prepaid Cards are simple prepaid cards you need to use anywhere Mastercard or Visa is accepted. Once your card is activated, you can use it as you’ll another Visa debit card. You can truly add funds to it with cash at various retailers such as Walmart, receive direct deposit during your employer or deposit checks using MyVanilla’s mobile app. You can also transfer funds in one MyVanilla card to some other. Cardholders may be subject to many different costs, such as activation fees, transaction fees, ATM withdrawal fees, reloading fees, monthly fees, or inactivity fees. If you’d prefer to use your Vanilla Gift Card to cover a purchase made at a store, it is possible to activate your card at the register with the cashier. You’ll have to present your Vanilla Gift Card and show them where to enter the code.

When gifting a card, be sure you give the recipient all of the materials you received with the card during purchase. These materials should include the issuer’s terms and conditions for use. If gifting to kids or teens, review the materials together. If you ever get a Vanilla gift card and you end up not having to use it, remember it is possible to always sell it for cash or crypto on Prestmit at the best Vanilla gift card rates. Instead, we recommend benefiting from the existing offer on the American Express Cobalt Card, which offers far better value compared to the Vanilla PREPAID CREDIT CARD. With a 5x earn rate on eligible eats & drinks and a welcome bonus worth $1,000 – $1,500, you’re much better off with a Cobalt Card. You can read more about the Cobalt Card in our review post and apply for your card by clicking the button below.